The Right to Buy (RTB) Scheme gives most council tenants the opportunity to buy their home at a discount.
You can find out further information, including the possible discount applied within this page.
You can also apply online on The Department for Communities and Local Government website.
Under The Right to Buy scheme, you can buy your council home at a price lower than the full market value. This is because the length of time you have spent as a tenant entitles you to a discount. The information contained in this website is a summary of the law and the process of buying your home under the Right to Buy legislation and is not intended to be comprehensive. If you wish to exercise your Right to Buy, it is recommended that you seek independent legal and financial advice about your individual circumstances before you decide to buy your home.
To qualify for the Right to Buy a person must have at least 3 years tenancy with Taunton Deane Borough Council, or other qualifying landlords which include:
There are certain situations in which a tenant is unable to qualify for the Right to Buy, including:
Application forms and information packs are available from the Income Team on telephone 01823 356318 or at Housing Reception, The Deane House, Belvedere Road, Taunton
Please return your completed application forms to:-
Right to Buy Section
Taunton Deane Borough Council
Please ensure you provide all the information requested on the forms, to avoid any delay in the process.
When we receive your application (RTB1) we will send a letter confirming this and we will process your application in the timescales set out by the Government:
We are able to help you with the process of buying your home, by giving you general information, explain the procedure and help you fill out forms. This service is free. You can hire a private company to help you but this may cost you more money. Once you get the offer of sale notice and are ready to buy the property you should contact a solicitor to help you with the legal papers.
The Department for Communities and Local Government and local councils are concerned that tenants do not always receive good advice when they ask private companies and individuals for help in buying their council homes. Sometimes tenants are asked to pay a lot of money for things that councils will do for nothing, for example Right to Buy application forms are available free and if necessary, the Council will help you to complete them.
Buying your home is probably the biggest financial decision you will ever make, so take time to consider whether it is the right choice for you. Apart from having to pay the purchase price, which most buyers raise by way of a mortgage or loan, you will have to pay your solicitor's fees, stamp duty, mortgage valuation fees and the required survey fees.
If you exercise the Right to Buy you will become responsible for all the costs of maintaining your home, including servicing gas boilers, routine repairs, major structural repairs and improvements to it. If you become a leaseholder by buying your flat, you will have to pay service charges each year and meet the costs of major repairs and refurbishment.
As a tenant, you may be able to claim housing benefit to help with your rent. As an owner-occupier, you will not receive any housing benefit to help with your mortgage costs. If you do not keep up your mortgage payments, you may lose your home. Your entitlement to Council Tax benefit may also be affected.
Taunton Deane Borough Council does not retain the deeds where a property has been sold under the right to buy scheme, it will be retained by the leaseholder's mortgage or loan lender.
You can find further information in the booklet 'Your Right to Buy your home' which is available free from the council.
If you are considering buying a flat, the Leasehold Advisory Service has useful information.